Dayton Ohio Insurance for Older Homes

Dayton Ohio insurance can be challenging for older homes. Older homes – especially homes that may have been built in the late 1800s or early 1900s – often present issues, both seen and unseen. Even in a well-maintained older home, behind the gracefully aging walls may lie unsafe electrical wiring. Beneath the unique bathroom fixtures, […]

Dayton Ohio Insurance Shopping Tips

Dayton Ohio insurance is a virtual necessity for homeowners. Naturally, if you have a mortgage your lender will require you to have homeowner’s insurance coverage to protect their interest in the event of a fire or other peril. For homeowners without a mortgage, insurance coverage is still one of the best investment asset protections available. It will give […]

Dayton Ohio Homeowners Insurance: Time to Review?

Dayton Ohio homeowners insurance on your home can be complex. Because homeowners' needs vary, so do coverages in a home insurance policy. You should take the time to read your policy. Know what's covered and what's not. Dayton Ohio Homeowners Insurance: What You Should Know Most people assume they're covered by most catastrophic events like […]

Dayton Ohio Home Insurance: What's Covered?

Most Dayton Ohio home insurance policies cover your home, its contents and personal liability. Specific types of coverage will vary and there are usually exclusions to your policy. Here are a few normal parts to all home insurance policies. Parts of a Dayton Ohio Home Insurance Policy Property coverage. The home and any attached structures are usually covered in your policy […]

Dayton Ohio Home Insurance 2016 Checklist

Your Dayton Ohio home insurance should be among the items you review now that the new year is here. Since home maintenance is linked so closely to insurance it's probably a good idea to consider the following checklist to make sure your home is as safe as possible. Maintenance and Dayton Ohio Home Insurance Alarm testing. Home alarms […]

Dayton Ohio Homeowners Insurance: Inventory Vital

A Dayton Ohio homeowners insurance policy is a must. Natural disasters, fires and other perils can cause us to lose everything. Claims adjustors and restoration contractors often hear people say, “I never thought this would happen to me.” And while we can only do so much to protect our homes and possessions against loss, there […]

Dayton Ohio Flood Insurance: Does Everyone Need It?

Dayton Ohio flood insurance is something some people might say is a waste of money, but floods are obviously quite common in low lying areas that are surrounded by water. In these areas, not having Dayton Ohio flood insurance is like playing financial Russian Roulette in the event of a serious storm. Just look at […]

Your Dayton Ohio Homeowners Insurance: Are You Covered?

Your Dayton Ohio homeowners insurance policy provides coverage against most perils and damages. There are some, however, that are not covered. Unfortunately, those are usually the ones that catch you off guard — and they can be expensive. While every policy is different, you should peruse your Dayton Ohio homeowners insurance coverage to see if […]

Lender-Placed Dayton Ohio Insurance Facts

Having a Dayton Ohio insurance policy is vitally important to both mortgage lenders and property owners. And no subject is quite as controversial as "force-placed" or "lender-placed" insurance coverage. As the name implies, lender-placed insurance is a policy implemented by the mortgage holder in the event the homeowner has insufficient coverage or allows the coverage […]

Dayton Ohio Homeowner's Insurance Tips

Since having a good Dayton Ohio homeowner's insurance policy on your home is one of the most important things you can do, it's important to note these tips. They will assist you in understanding your policy and procedures. 1.) Avoid Making Small Claims – Insurance companies can and will drop coverage if you have several […]