Purchasing residential real estate is never without challenges, no matter how many times you have done it. Not only do you have to think big picture, but you have to make the right financial decisions that are right for your family. This can be overwhelming in many cases. Don’t let this process get you down. Instead, consider this checklist designed specifically for home buyers.
Hire an Exclusive Buyer’s Agent
The natural place to start when looking for residential real estate in Beavercreek, Ohio is the Internet, where plenty of listings can be found. Although the Internet has been an indispensable tool, all generations of buyers continue to consult with real estate professionals. An exclusive buyer’s agent like Buyer’s Corner Realty in Dayton, Ohio, can facilitate this process by weighing the pros and cons of each property you look at. This helps you buy a property quickly at the right price.
The truth is, buying a home is a lot more complex than finding a home and making an offer. It takes sharp negotiating skills to get the best deal possible–something exclusive buyer’s agents know how to do in a tactful manner. They’ve also had years to network with other influential professionals in the industry. Some experts they elicit include home stagers, home inspectors, and interior designers. You’ll have every resource needed to negotiate on your terms, not the seller’s.
Consider Housing Types
After acquiring the right agent, it’s time to shift your attention to what type of house you want. There are many great choices, including single-family, condominium, and townhouse properties. First think about your needs. Do you have a small family? If so, a single-family home may be perfect because it’s not too big and still has every amenity you need.
If you are looking for a small yard with minimum upkeep, a townhouse may be right for your family. You don’t have to spend thousands of dollars watering the grass, yet you can still show off elegant décor and outdoor furniture. Most townhouses come with their own amenities and a community you can use at your disposal. This is great if you’re not looking to travel far to get to a pool, laundry room, tennis courts, and possibly a recreation room. Townhouses are also generally cheaper to own than free-standing houses and single-family homes, perfect if you want to live comfortably while being on a tight budget.
Condos are a little bit different than both options previously discussed, as they have no yard. This is great if you don’t want to worry about any maintenance. You also get to save money and still have a sense of community because you live in much closer proximity to people, compared to living in a traditional single-family home.
Save on Homeowners Insurance
A cost that weighs heavily on the mind of many home buyers is insurance. Fortunately, there are ways you can cut these costs and make owning a home affordable long-term. The most obvious is to shop around and compare rates, while also taking into account the types of services offered. You might also consider raising your deductible, the money you pay out of pocket before the insurance company starts to pay.
A lot of times when you buy your policy from the same company where you have your auto insurance, you’ll be able to get a discounted price. Also look for homes with upgraded security systems that improve your safety. Insurance companies like seeing you take the extra steps of securing your property and many offer a premium discount.
No matter what comes your way when buying a house, you can keep the process moving along by sticking to a checklist and weighing your options patiently.
Call us today at Buyer’s Corner Realty for more information on Beavercreek Ohio real estate for sale at 937-433-6838.